The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| County | Housing Affordability Index | |
|---|---|---|
| 1. | Monongalia County | 90 |
| 2. | Hampshire County | 100 |
| 3. | Morgan County | 103 |
| 4. | Pocahontas County | 106 |
| 5. | Jefferson County | 107 |
| 6. | Berkeley County | 107 |
| 7. | Cabell County | 113 |
| 8. | Ohio County | 113 |
| 9. | Hardy County | 114 |
| 10. | Harrison County | 114 |
| 11. | Greenbrier County | 117 |
| 12. | Pendleton County | 117 |
| 13. | Taylor County | 118 |
| 14. | Upshur County | 121 |
| 15. | Mineral County | 121 |
| 16. | Roane County | 123 |
| 17. | Summers County | 125 |
| 18. | Mercer County | 125 |
| 19. | Raleigh County | 125 |
| 20. | Wood County | 125 |