The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | City of Morgantown | Monongalia | 107 |
| 2. | Town of Capon Bridge | Hampshire | 117 |
| 3. | Town of Shepherdstown | Jefferson | 127 |
| 4. | Town of Bath (Berkeley Springs) | Morgan | 128 |
| 5. | City of Lewisburg | Greenbrier | 132 |
| 6. | Town of Clay | Clay | 134 |
| 7. | Springfield Census Designated Place | Hampshire | 135 |
| 8. | Green Spring Census Designated Place | Hampshire | 140 |
| 9. | City of Charleston | Kanawha | 146 |
| 10. | City of Petersburg | Grant | 146 |
| 11. | Town of Star City | Monongalia | 147 |
| 12. | Wiley Ford Census Designated Place | Mineral | 147 |
| 13. | Shenandoah Junction Census Designated Place | Jefferson | 148 |
| 14. | City of Philippi | Barbour | 151 |
| 15. | Town of Matewan | Mingo | 156 |
| 16. | City of Buckhannon | Upshur | 157 |
| 17. | Town of Beverly | Randolph | 159 |
| 18. | City of Ravenswood | Jackson | 162 |
| 19. | Town of Glenville | Gilmer | 163 |
| 20. | Town of Alderson | Greenbrier | 165 |
